Have you wanted to fix your own credit but did not know where to start?
This class offers a step by step guidance to fixing your credit.
CREDITSCORES, CREDITREPORTS & RELATEDLAWS
1.1. Your Credit Score
1.2. Your Credit Report
1.3.Obtaining reports and scores
1.4. Understanding Your Credit Report
1.5.What to Do with Your Credit Report
1.6. What Hurts Your Report?
1.7.How Long Does Bad Credit Stay on Your Record?
1.8. Laws to Know During Credit Repair and Beyond
2. ADDING POSITIVE INFORMATION TO YOUR REPORT
2.1. Pay On-Time, Every Time
2.2.Stop Overspending
2.3.Using Credit Limit Increases to Help Your Credit Score
2.4.Preventing Inquiry Negatives
2.5.Getting a Co-Signer to Improve Your Score
2.6. Get a Secured Credit Card
2.7. Diversify Your Credit Report
3. REMOVING NEGATIVE INFORMATION FROM YOUR REPORT
3.1.How Credit Report Disputes Repair Your Credit
3.2.Negotiate with Creditors Directly
3.3.No Reply on a Dispute
3.4.Dispute a Consumer Dispute
3.5. What is a Charge Off?
3.6.Pay for Delete
3.7.Removing Public Records from your Report
3.8. Using Debt Validation
