Terms and Conditions

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Effective Date: June 22, 2026

Welcome to Wealth Matrix Financial ("Company," "we," "us," or "our"). By accessing or using the Wealth Matrix Financial website and services, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our website or services.

1. Services

Wealth Matrix Financial provides financial education, credit-related consulting, business consulting, coaching, digital products, online courses, and related services.

We do not guarantee any specific financial outcome, credit score increase, funding approval, business success, or other results. Results vary based on individual circumstances.

2. Eligibility

By using our website and services, you represent that:

• You are at least 18 years old.

• You have the legal authority to enter into this agreement.

• The information you provide is accurate and complete.

3. Client Responsibilities

You agree to:

• Provide accurate and truthful information.

• Submit requested documentation in a timely manner.

• Maintain communication throughout the service process.

• Review all disclosures and agreements provided by Wealth Matrix Financial.

Failure to provide requested information or documentation may delay or impact service delivery.

4. Payments

All fees are due according to the payment terms agreed upon at enrollment or purchase.

By submitting payment information, you authorize Wealth Matrix Financial to charge the payment method provided for all applicable fees.

Recurring subscription services, if applicable, will continue until canceled according to the terms of the subscription agreement.

5. Refund Policy

All refunds are governed by our Refund Policy.

Digital products, downloadable content, online courses, and completed services are generally non-refundable unless otherwise required by law.

6. Credit Services Disclaimer

Wealth Matrix Financial does not guarantee:

• Credit score increases

• Deletion of negative items from credit reports

• Loan approvals

• Mortgage approvals

• Business funding approvals

• Specific financial results

Any testimonials or examples presented on the website are individual experiences and are not guarantees of future performance.

7. Educational Purpose Only

Information provided through our website, courses, consultations, coaching programs, blogs, videos, and materials is for educational and informational purposes only.

Nothing on this website should be considered legal, tax, accounting, investment, or financial advice. Users should consult qualified professionals regarding their individual situations.

8. Intellectual Property

All content on this website, including but not limited to:

• Text

• Graphics

• Logos

• Videos

• Downloads

• Training materials

• Course content

is the property of Wealth Matrix Financial and is protected by copyright, trademark, and intellectual property laws.

You may not:

• Copy

• Reproduce

• Distribute

• Sell

• Modify

• Republish

any content without prior written permission.

9. User Conduct

You agree not to:

• Use the website for unlawful purposes.

• Attempt to gain unauthorized access to systems or accounts.

• Interfere with website functionality.

• Submit false or misleading information.

• Upload harmful software, malware, or viruses.

10. Limitation of Liability

To the fullest extent permitted by law, Wealth Matrix Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Use of our website

• Use of our services

• Inability to access services

• Reliance on information provided

Our total liability shall not exceed the amount paid by the client for the applicable service.

11. Indemnification

You agree to indemnify and hold harmless Wealth Matrix Financial, its owners, employees, contractors, affiliates, and representatives from any claims, losses, damages, liabilities, costs, or expenses arising from your use of the website or services.

12. Third-Party Services

Our website may contain links to third-party websites, platforms, or service providers.

We are not responsible for the content, privacy practices, policies, or actions of any third-party website or service.

13. Electronic Communications

By using our services, you consent to receive communications electronically, including emails, text messages, invoices, notices, and service-related updates.

Standard messaging and data rates may apply.

14. SMS Consent

By providing your phone number, you agree to receive transactional and informational text messages regarding your account, services, appointments, and updates.

You may opt out of marketing text messages at any time by replying STOP.

Consent to receive text messages is not a condition of purchase.

15. Governing Law

These Terms and Conditions shall be governed by and interpreted under the laws of the State in which Wealth Matrix Financial operates, without regard to conflict of law principles.

16. Dispute Resolution

Before filing any legal action, both parties agree to attempt to resolve disputes through good-faith negotiations.

Any unresolved disputes shall be subject to binding arbitration or the courts of competent jurisdiction, as permitted by applicable law.

17. Modifications

Wealth Matrix Financial reserves the right to update or modify these Terms and Conditions at any time. Updates will be posted on this page with a revised effective date.

Continued use of the website after changes are posted constitutes acceptance of the updated Terms.

18. Contact Information

Wealth Matrix Financial

Email: support@wealthmatrixfinancial.com
Website: wealthmatrixfinancial.com

By accessing or using this website and its services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.